Finding the Right Account
Not sure which account is right for you?
Northeast Credit Union is here to guide you in making financial decisions that will help to enhance your financial well-being.
Some of the things to consider when choosing a savings option are:
- What is your savings goal?
- Is it a long-term (i.e., retirement) or short term (i.e., vacation) goal?
- Will you be consistently putting money into the account, or looking to occasionally make a deposit?
- What dividend rate of return are you looking for?
 Share (Savings) Account |
Money Market Account |
Certificate of Deposits
Terms from 6 mo. to 5 yrs. |
| Start your savings plan with a low opening balance and have convenient ATM access, as well as the option of establishing automatic direct deposits into the account. |
No monthly maintenance fee. $2,500 minimum balance to obtain stated Annual Percentage Yield. Higher dividend rates for higher balance tiers. |
Shop around and you'll find our rates are among the best anywhere! With our Certificate Rate Guarantee, your assured that should rates go up within 10 days of your certificate opening, we'll move your certificate to the higher rate. Also offer a one-time bump-up rate feature and the ability to add to the certificate for up to the original amount of the deposit! |
Check Rates |
Check Rates |
Check Rates |
SHARE (SAVINGS) ACCOUNT:
Start your savings plan with a low opening balance.
Who it's for
- You're opening your first savings account
- You want to consistently save money for unexpected expenses or a special purchases (vacation, holiday gifts)
Features
- $5 minimum opening balance
- No monthly fees
- For your convenience, direct deposit can be set-up into your Savings Account
- NCUA insured to the maximum amount allowed by law
- Monthly statements
- Easy access to your funds at any Northeast Credit Union, SUM or CO-OP ATM
- Savings balance can be used toward combined balances for a Northeast Credit Union Relationship Checking account
Open your account online.
MONEY MARKET ACCOUNT:
Convenient savings with added benefits and the flexibility of withdrawal.
Who it's for
- You want higher dividend rates and easy access to your money
Features
- $10,000 minimum opening deposit for Member's Choice Money Market Account
- Free Online Banking service
- Earn higher interest rates on higher balance tiers with our Member Choice Money Market Account
- NCUA insured to the maximum amount allowed by law
- Set up automatic monthly transfers to or from your checking account
- Money Market Account balance can be used toward combined balances for a Northeast Credit Union Relationship Checking account
Open your account online.
SHORT TERM CERTIFICATES OF DEPOSIT:
Enjoy investing your money for the short term at some of the highest interest rates around.
Who it's for
- You want the security of fixed interest earnings with the ability to access your funds in the short term
Features
- Earn interest without tying up your money long term
- Minimum opening deposit of $500
- Choose the term that's right for you
- Our certificate guarantee assures you that should rates go up within ten days of your certificate being opened, we will move your certificate to the higher rate. (This is in addition to our bump rate feature.)
- Bump rate feature allows you to move your certificate to a higher rate should rates change during the time you hold your certificate. You can do this one time during the term of your certificate.
- Add-on feature allows you to add up to the original amount of your certificate in increments of $250 or more.
Open your account online.
LONGER TERM CDs:
Earn at some of the highest rates around with our longer-term CDs.
Who it's for
- You want the security of predictable dividend earnings
Features
- Minimum deposit of $500
- Generally, you get a higher interest rate by choosing a longer term or maintaining a higher balance
- NCUA insured to the maximum amount allowed by law
- Choose the term that's right for you
- Our certificate guarantee assures you that should rates go up within ten days of your certificate being opened, we will move your certificate to the higher rate. (This is in addition to our bump rate feature.)
- Bump rate feature allows you to move your certificate to a higher rate should rates change during the time you hold your certificate. You can do this one time during the term of your certificate.
- Add-on feature allows you to add up to the original amount of your certificate in increments of $250 or more.
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