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 Home Personal Products & Services Personal Checking Finding the Right Account
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Finding the Right Account

Northeast Credit Union has a checking account option for your lifestyle.


Not sure which account is right for you? Northeast Credit Union is here to guide you in making financial decisions that will help to enhance your financial well-being.


Some of the things to consider when choosing a checking account are:

  • How many checks a month are you planning to write? All of our personal checking accounts allow for unlimited checking writing and no-fee point of sale (POS) transactions.
  • Do you enjoy the convenience of direct deposit? Any Northeast Credit Union checking account can be set-up to accept direct deposit of your payroll or government check.
  • Do you value around-the-clock account access? With our CyberTel online account management service, you can access your account information 24/7 from the comfort of your home or office.
  • Tired of writing out checks and purchasing stamps? With a CyberPay online bill payment, you can pay just about anyone at anytime.
  • Want an interest bearing checking account? With Relationship Checking, you earn dividend rate of interest on your checking account balance.
  • Do you want surcharge-free access to ATMs? Northeast Credit Union offers surcharge-free access to the CO-OP and SUM network of ATMs.

Northeast Checking Relationship
Checking 1 		Student Checking Plus2
Minimum opening deposit N/A N/A N/A
Monthly maintenance fees N/A N/A N/A
Online account management Free online banking and online bill payment. Free online banking and online bill payment. Free online banking and online bill payment.
No-Annual-Fee Visa Debit Card Yes Yes Yes
Free foreign ATM transactions 5 Free foreign ATM transactions per month± 10 Free foreign ATM transactions per month± 5 Free foreign ATM transactions per month±
Free checks Free first package of checks Free first package of checks Free standard checks


1 Relationship requirement: $5,000 in combined loan, investments* and share balances (excluding checking) or an active Northeast Visa Credit Card. "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.
2Students aged 17-22 are eligible for the Student Checking Plus Account. At 23rd birthday, the account will change to a General Membership account and the checking will convert to Northeast Checking. Will extend the student package account with commitment letter from college/university for graduate school students.
�For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction.
* Securities and insurance products are offered through Linsco/Private Ledger, and its affiliates, member FINRA/SIPC.
Investment products are not credit union deposits, are not insured by the NCUA or any federal government agency. They are not obligations of, or guaranteed by, a credit union, or Linsco/Private Ledger, and are subject to investment risks, including possible loss of principal amount invested.

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