Property Insurance

Through our long-standing partnership with The Richardson Group, we can offer you the following Home Insurance Program:

To obtain your quote, call 603-742-1616. If calling outside of the Dover area, dial 1-888-467-8865.

The Richardson Group offices hours are: 8:30 - 5:00 EST (Monday through Friday, except holidays).

Home Insurance

If you're like most families, your home is your most valuable asset. The basic homeowners policy covers much of what you need (and probably more than you think), but what is not covered deserves attention, too. Our business is to make sure you know what coverages are available to protect your assets.

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Mobile Home Insurance

Properly insuring a mobile home requires special considerations. For instance, often there is less than adequate coverage for personal possessions. How much coverage you need is your decision. Making sure that you understand how much you should have is our responsibility.

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Renter's Insurance

Also known as tenants insurance, renter's insurance can protect your personal possessions worldwide - even if they are in storage. The cost is minimal when compared to the peace of mind it gives you.

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Condominium Insurance

If you own a condominium unit, don't assume that the association's master policy adequately covers your unit. It may not. At the very least you need renter's insurance.

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Flood Insurance

There is no coverage for loss due to flood under the homeowners, condominium or renter's policy. Statistically, the National Flood Insurance Program reports that between 20 and 25% of claims come from outside high risk areas. The program also reports that, during a 30-year mortgage, your are up to 26 times more likely to have a flood than a fire. Professional help is a must in understanding what flood insurance is and why you may need it.

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Builder's Risk Insurance

Here is a common scenario: You are building a new home and your financial institution tells you that you need a builder's risk policy. Don't Panic! We provide builder's risk policies to our clients, usually with just one phone call. And, what's more, we take care of all of the insurance paperwork required for the closing. You've got enough on your mind without having to worry about insurance.

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