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	Recreational Vehicles Fixed Rate Loan Description Term in Months Finance up to APR* New or Used Model Year Finance up to Minimum Balance ($) Boats/Recreational Vehicles 60 6.65% New/Used 2002-2008 100% $0 Boats/Recreational Vehicles 120 7.65% New/Used 2002-2008 80% $0 Motorcycles 60 5.24% New/Used 2008-2009 100% $0 Motorcycles 72 5.74% New 2008-2009 100% $15,000 Motorcycles 60 6.24% Used 2002-2007 100% $0   APR equals Annual Percentage Rate Example: Based on $15,000 new motorcycle loan at 5.24% APR for 60 months, monthly payment is approximately $298.19.  Total finance charge is $2,183.93.  Payment includes credit protection. Effective date 07/10/08

Rate subject to change without notice.
Applies to new loans only.

*Final Rate Determined by Credit History.

^*Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card.  "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days.  And, .25% discount for having eChecking or Relationship Checking with eStatements and an active CyberPay account.  "Active" is defined as having used CyberPay in the last 3 months.

Other terms and rates available. Rates are subject to change without notice. For further information, call 603-436-1847 or toll free 1-888-436-1847.