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Automobiles

Fixed Rate Loan Description	Term in Months Finance up to¹	APR²	New or Used	Model Year	Finance up to³	Minimum Financing Amount
Auto	60	4.54%	New/Used	2008-2009	100%	$0
Auto	75⁴	5.24%	New/Used	2008-2009	100%	$15,000
Auto	84⁵	6.44%	New/Used	2008-2009	100%	$25,000
Auto	60	4.74%	Used	2007	100%	$0
Auto	75⁴	5.44%	Used	2007	100%	$15,000
Auto	84⁵	7.14%	Used	2007	100%	$25,000
Auto	60	4.84%	Used	2006	100%	$0
Auto	72	6.04%	Used	2006	100%	$15,000
Auto	60	5.54%	Used	2004-2005	100%	$0
Auto	60	6.54%	Used	2002-2003	100%	$0
Auto	48	8.04%	Used	2000-2001	100%	$0
Auto	48	9.04%	Used	1998-1999	100%	$0

APR equals Annual Percentage Rate

Effective date 09/05/08

Rates are subject to change. For further information, call

603-436-1847 or toll free 1-888-436-1847.

Example: A $15,000 auto loan with a rate of 4.54% APR for 60 Months: Monthly payment is approximately $292.94. Total finance charge is approximately $1,878.23. Includes life and Disability protection.

¹Other terms and rates available.
²Final rate determined by credit history.
Applies to new loans only

²Rates include .25% discount for payments made through payroll deduction or automatic transfer from another NECU account, plus .25% discount for an active Northeast VISA credit card. "Active" defined as having a transaction (purchase, cash advance or payment) in the last 90 days. And, .25% discount for having eChecking or Relationship Checking with eStatements and an active CyberPay account. "Active" is defined as having used CyberPay in the last 3 months.

³Amount that can be financed is determined by credit history.

⁴For a 72 month loan, the minimum amount financed is $15,000.
⁵For a 84 month loan, the minimum amount financed is $25,000.

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